* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --primary-green: #2fb573;
  --hover-green: #27a065;
  --light-green: #e8f5f0;
  --text-dark: #2c3e50;
  --text-medium: #5a6c7d;
  --text-light: #ffffff;
  --gray-50: #fafbfc;
  --gray-100: #f4f6f8;
  --gray-200: #e9ecef;
  --gray-300: #dee2e6;
  --gray-600: #6c757d;
  --border-color: #e0e6ed;
  --footer-dark: #3a3f47;
  --transition: all 0.3s ease;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
  line-height: 1.6;
  color: var(--text-dark);
  background: white;
  animation: pageLoad 0.6s ease-out;
}

@keyframes pageLoad {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Loading mechanism styles */
.dynamic-content {
    opacity: 0;
    transition: opacity 0.4s ease-in-out;
}
.dynamic-content.loaded {
    opacity: 1;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.top-banner {
  background: white;
  border-bottom: 1px solid var(--border-color);
  padding: 14px 0;
  font-size: 14px;
}

.top-banner-content {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}

.top-banner-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--text-medium);
  text-decoration: none;
  transition: var(--transition);
  font-size: 13px;
}

.top-banner-item:hover {
  color: var(--primary-green);
}

.top-banner-item svg {
  flex-shrink: 0;
  color: var(--text-medium);
}

.header {
  background: white;
  border-bottom: 1px solid var(--border-color);
  position: sticky;
  top: 0;
  z-index: 1000;
  padding: 20px 0;
}

.nav-wrapper {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 18px;
  font-weight: 700;
  color: var(--text-dark);
  text-decoration: none;
  transition: var(--transition);
}

.logo:hover {
  opacity: 0.8;
}

.logo svg {
  flex-shrink: 0;
  color: var(--primary-green);
}

.logo-text {
  white-space: nowrap;
  color: var(--text-dark);
}

.nav-menu {
  display: flex;
  gap: 40px;
  margin-left: auto;
  margin-right: 32px;
}

.nav-menu a {
  text-decoration: none;
  color: var(--text-medium);
  font-weight: 500;
  font-size: 15px;
  transition: var(--transition);
  position: relative;
}

.nav-menu a:hover {
  color: var(--primary-green);
}

.cta-button {
  background: white;
  color: var(--primary-green);
  border: 2px solid var(--primary-green);
  padding: 10px 24px;
  border-radius: 2px;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
  font-size: 14px;
  text-decoration: none;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.cta-button:hover {
  background: var(--primary-green);
  color: white;
}

.mobile-menu-toggle {
  display: none;
  flex-direction: column;
  gap: 4px;
  background: none;
  border: none;
  cursor: pointer;
}

.mobile-menu-toggle span {
  width: 24px;
  height: 3px;
  background: var(--text-dark);
  transition: var(--transition);
}

.hero {
  background: linear-gradient(135deg, rgba(44, 62, 80, 0.85), rgba(31, 46, 61, 0.9)), url('https://storage.googleapis.com/campaign-website-images/10020/pexels-photo-5327585.webp');
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  padding: 140px 0 160px;
  color: white;
  position: relative;
  overflow: hidden;
  min-height: 600px;
  display: flex;
  align-items: center;
}

.hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(44, 62, 80, 0.7);
  z-index: 1;
}

.hero .container {
  position: relative;
  z-index: 2;
}

.hero-content-wrapper {
  max-width: 800px;
}

.hero-content {
  max-width: 700px;
  text-align: left;
}

.hero-badge {
  display: inline-block;
  background: rgba(47, 181, 115, 0.15);
  color: var(--primary-green);
  padding: 8px 20px;
  border-radius: 30px;
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 24px;
  border: 1px solid rgba(47, 181, 115, 0.3);
  backdrop-filter: blur(10px);
}

.hero-content h1 {
  font-size: 60px;
  font-weight: 700;
  line-height: 1.15;
  margin-bottom: 24px;
  color: white;
}

.hero-subtitle {
  font-size: 20px;
  line-height: 1.7;
  margin-bottom: 32px;
  color: rgba(255, 255, 255, 0.92);
  font-weight: 400;
}

.hero-features-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 40px;
}

.hero-feature-item {
  display: flex;
  align-items: center;
  gap: 12px;
  color: white;
  font-size: 16px;
  font-weight: 500;
}

.hero-feature-item svg {
  color: var(--primary-green);
  flex-shrink: 0;
  stroke-width: 2.5;
}

.hero-cta-group {
  display: flex;
  gap: 16px;
  align-items: center;
  flex-wrap: wrap;
  margin-bottom: 28px;
}

.btn-secondary-outline {
  background: transparent;
  color: white;
  border: 2px solid rgba(255, 255, 255, 0.5);
  padding: 15px 38px;
  border-radius: 2px;
  font-weight: 600;
  font-size: 15px;
  cursor: pointer;
  transition: var(--transition);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  display: inline-block;
  text-decoration: none;
}

.btn-secondary-outline:hover {
  background: white;
  color: var(--text-dark);
  border-color: white;
}

.hero-trust-text {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.7);
  font-style: italic;
  margin-bottom: 0;
}

.hero-content p {
  font-size: 20px;
  line-height: 1.6;
  margin-bottom: 40px;
  color: rgba(255, 255, 255, 0.95);
}

.btn-primary {
  background: var(--primary-green);
  color: white;
  border: none;
  padding: 16px 40px;
  border-radius: 2px;
  font-weight: 600;
  font-size: 15px;
  cursor: pointer;
  transition: var(--transition);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  display: inline-block;
  text-decoration: none;
}

.btn-primary:hover {
  background: var(--hover-green);
  transform: translateY(-3px);
  box-shadow: 0 12px 24px rgba(47, 181, 115, 0.4);
}

.btn-primary:active {
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(47, 181, 115, 0.3);
}

.services-intro {
  padding: 80px 0;
  background: white;
}

.section-title {
  text-align: center;
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 16px;
  color: var(--text-dark);
}

.services-intro > .container > p {
  text-align: center;
  color: var(--text-medium);
  margin-bottom: 48px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.service-card {
  background: white;
  border-radius: 8px;
  border: 1px solid var(--border-color);
  overflow: hidden;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  position: relative;
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(135deg, rgba(47, 181, 115, 0.1), rgba(47, 181, 115, 0.05));
  opacity: 0;
  transition: opacity 0.4s ease;
  pointer-events: none;
}

.service-card:hover {
  box-shadow: 0 12px 32px rgba(47, 181, 115, 0.15);
  transform: translateY(-8px) scale(1.02);
  border-color: var(--primary-green);
}

.service-card:hover::before {
  opacity: 1;
}

.service-image {
  height: 240px;
  background-size: cover;
  background-position: center;
}

.service-image.life-health {
  background: linear-gradient(rgba(47, 181, 115, 0.1), rgba(47, 181, 115, 0.1)), url('https://storage.googleapis.com/campaign-website-images/10020/pexels-photo-1648387.jpeg');
  background-size: cover;
  background-position: center;
}

.service-image.health-insurance {
  background: linear-gradient(rgba(47, 181, 115, 0.1), rgba(47, 181, 115, 0.1)), url('https://storage.googleapis.com/campaign-website-images/10020/pexels-photo-4386467.webp');
  background-size: cover;
  background-position: center;
}

.service-card h3 {
  font-size: 24px;
  margin: 24px 24px 16px;
  color: var(--text-dark);
}

.service-card p {
  margin: 0 24px 24px;
  color: var(--text-medium);
  line-height: 1.7;
}

.btn-secondary {
  display: inline-block;
  margin: 0 24px 24px;
  padding: 10px 24px;
  background: white;
  color: var(--primary-green);
  border: 2px solid var(--primary-green);
  text-decoration: none;
  border-radius: 2px;
  font-weight: 600;
  transition: var(--transition);
  text-transform: uppercase;
  font-size: 13px;
  letter-spacing: 0.5px;
}

.btn-secondary:hover {
  background: var(--primary-green);
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(47, 181, 115, 0.3);
}

.features {
  padding: 80px 0;
  background: var(--gray-50);
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
}

.feature-item {
  text-align: center;
  padding: 32px 20px;
  background: white;
  border-radius: 8px;
  border: 1px solid var(--border-color);
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  position: relative;
  overflow: hidden;
}

.feature-item::after {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(47, 181, 115, 0.1), transparent);
  transition: left 0.5s ease;
}

.feature-item:hover {
  box-shadow: 0 8px 24px rgba(47, 181, 115, 0.12);
  transform: translateY(-6px);
  border-color: var(--primary-green);
}

.feature-item:hover::after {
  left: 100%;
}

.feature-icon {
  font-size: 48px;
  margin-bottom: 16px;
  transition: transform 0.4s ease;
}

.feature-item:hover .feature-icon {
  transform: scale(1.2) rotate(5deg);
}

.feature-item h3 {
  font-size: 18px;
  margin-bottom: 12px;
  color: var(--text-dark);
}

.feature-item p {
  color: var(--text-medium);
  line-height: 1.7;
  font-size: 15px;
}

.testimonial {
  padding: 80px 0;
  background: var(--light-green);
}

.testimonial-card {
  max-width: 800px;
  margin: 0 auto;
  background: white;
  padding: 48px;
  border-radius: 8px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.06);
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.testimonial-card:hover {
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.12);
  transform: scale(1.02);
}

.quote-icon {
  font-size: 64px;
  color: var(--primary-green);
  line-height: 1;
  margin-bottom: 16px;
}

.testimonial-text {
  font-size: 18px;
  line-height: 1.7;
  color: var(--text-medium);
  margin-bottom: 32px;
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 16px;
}

.author-avatar {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: url('https://storage.googleapis.com/campaign-website-images/10020/pexels-photo-774909.jpeg') center/cover;
  border: 3px solid var(--primary-green);
}

.author-info strong {
  display: block;
  font-size: 16px;
  color: var(--text-dark);
}

.author-info span {
  font-size: 14px;
  color: var(--text-medium);
}

.cta-section {
  padding: 80px 0;
  background: var(--gray-50);
  color: var(--text-dark);
  text-align: center;
}

.cta-content h2 {
  font-size: 36px;
  margin-bottom: 32px;
  font-weight: 700;
  color: var(--text-dark);
}

.footer {
  background: var(--footer-dark);
  color: white;
  padding: 64px 0 24px;
}

.footer-content {
  display: grid;
  grid-template-columns: 2fr 1fr 1.5fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand {
  max-width: 320px;
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
  color: white;
}

.footer-logo svg {
  flex-shrink: 0;
  color: var(--primary-green);
}

.footer-logo span {
  font-size: 18px;
  font-weight: 700;
  line-height: 1.3;
}

.footer-tagline {
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.6;
  font-size: 14px;
}

.footer-col h4 {
  font-size: 16px;
  margin-bottom: 20px;
  color: white;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.footer-col p {
  margin-bottom: 8px;
  color: rgba(255, 255, 255, 0.7);
  font-size: 14px;
  line-height: 1.6;
}

.footer-col a {
  display: block;
  color: rgba(255, 255, 255, 0.7);
  text-decoration: none;
  margin-bottom: 12px;
  transition: var(--transition);
  font-size: 14px;
}

.footer-col a:hover {
  color: var(--primary-green);
}

.footer-contact-item {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 16px;
}

.footer-contact-item svg {
  flex-shrink: 0;
  color: var(--primary-green);
  margin-top: 2px;
}

.footer-contact-item a,
.footer-contact-item p {
  color: rgba(255, 255, 255, 0.7);
  text-decoration: none;
  transition: var(--transition);
  font-size: 14px;
  line-height: 1.6;
  margin: 0;
}

.footer-contact-item a:hover {
  color: var(--primary-green);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-bottom p {
  margin: 0;
  color: rgba(255, 255, 255, 0.6);
  font-size: 14px;
}

.footer-links {
  display: flex;
  gap: 16px;
  align-items: center;
}

.footer-links .separator {
  color: rgba(255, 255, 255, 0.3);
}

.footer-links a {
  color: rgba(255, 255, 255, 0.6);
  text-decoration: none;
  transition: var(--transition);
  font-size: 14px;
}

.footer-links a:hover {
  color: var(--primary-green);
}

.page-header {
  background: var(--gray-50);
  padding: 80px 0 40px;
  color: var(--text-dark);
  text-align: center;
  border-bottom: 1px solid var(--border-color);
}

.page-header h1 {
  font-size: 48px;
  font-weight: 700;
  margin-bottom: 16px;
  color: var(--text-dark);
}

.page-header p {
  font-size: 18px;
  color: var(--text-medium);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.7;
}

.contact-section {
  padding: 80px 0;
  background: var(--gray-50);
}

.contact-container-split {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 400px 1fr;
  gap: 0;
  background: white;
  border-radius: 8px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.08);
  overflow: hidden;
  border: 1px solid var(--border-color);
}

.contact-info-side {
  background: var(--footer-dark);
  color: white;
  padding: 48px;
}

.contact-info-side h1 {
  font-size: 32px;
  margin-bottom: 16px;
  color: white;
}

.contact-info-side > p {
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.7;
  margin-bottom: 48px;
}

.contact-info-items {
  display: flex;
  flex-direction: column;
  gap: 32px;
}

.contact-info-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.contact-icon {
  width: 48px;
  height: 48px;
  border-radius: 8px;
  background: rgba(47, 181, 115, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-icon svg {
  color: var(--primary-green);
}

.contact-info-item h3 {
  font-size: 16px;
  margin-bottom: 8px;
  font-weight: 600;
  color: white;
}

.contact-info-item a {
  color: rgba(255, 255, 255, 0.8);
  text-decoration: none;
  transition: var(--transition);
}

.contact-info-item a:hover {
  color: var(--primary-green);
}

.contact-info-item p {
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.6;
}

.contact-form-side {
  padding: 48px;
  background: white;
}

.form-group {
  margin-bottom: 24px;
}

.form-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.form-group label {
  display: block;
  margin-bottom: 8px;
  font-weight: 600;
  color: var(--text-dark);
  font-size: 14px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border-color);
  border-radius: 2px;
  font-size: 15px;
  transition: var(--transition);
  font-family: inherit;
  color: var(--text-dark);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary-green);
  box-shadow: 0 0 0 3px rgba(47, 181, 115, 0.1);
}

.form-group input.error,
.form-group select.error,
.form-group textarea.error {
  border-color: #dc2626;
}

.form-group textarea {
  resize: vertical;
  min-height: 120px;
}

.error-message {
  color: #dc2626;
  font-size: 13px;
  margin-top: 4px;
  display: none;
}

.error-message.show {
  display: block;
}

.checkbox-group {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 24px;
}

.checkbox-group input[type="checkbox"] {
  width: 20px;
  height: 20px;
  margin-top: 2px;
  flex-shrink: 0;
  cursor: pointer;
  accent-color: var(--primary-green);
}

.checkbox-group label {
  font-size: 13px;
  line-height: 1.6;
  color: var(--text-medium);
  cursor: pointer;
}

.checkbox-group label a {
  color: var(--primary-green);
  text-decoration: none;
}

.checkbox-group label a:hover {
  text-decoration: underline;
}

.btn-submit {
  width: 100%;
  background: var(--primary-green);
  color: white;
  border: none;
  padding: 16px 32px;
  border-radius: 2px;
  font-weight: 600;
  font-size: 15px;
  cursor: pointer;
  transition: var(--transition);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.btn-submit:hover {
  background: var(--hover-green);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(47, 181, 115, 0.3);
}

.btn-submit:disabled {
  opacity: 0.6;
  cursor: not-allowed;
  transform: none;
}

.legal-content {
  padding: 80px 0;
  background: white;
}

.legal-content h1 {
  color: var(--text-dark);
  margin-bottom: 16px;
}

.legal-content h2 {
  color: var(--text-dark);
  margin-top: 32px;
  margin-bottom: 16px;
  font-size: 24px;
}

.legal-content p {
  margin-bottom: 16px;
  line-height: 1.7;
  color: var(--text-medium);
}

.legal-content ul {
  margin-bottom: 16px;
  padding-left: 32px;
}

.legal-content li {
  margin-bottom: 8px;
  line-height: 1.7;
  color: var(--text-medium);
}

.toast {
  position: fixed;
  top: 24px;
  right: 24px;
  background: var(--primary-green);
  color: white;
  padding: 16px 24px;
  border-radius: 8px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
  z-index: 10000;
  animation: slideIn 0.3s ease;
  display: flex;
  align-items: center;
  gap: 12px;
  max-width: 400px;
}

.toast svg {
  flex-shrink: 0;
}

@keyframes slideIn {
  from {
    transform: translateX(400px);
    opacity: 0;
  }
  to {
    transform: translateX(0);
    opacity: 1;
  }
}

.loader {
  border: 3px solid rgba(255, 255, 255, 0.3);
  border-top: 3px solid white;
  border-radius: 50%;
  width: 24px;
  height: 24px;
  animation: spin 1s linear infinite;
  display: inline-block;
  margin-right: 12px;
}

@keyframes spin {
  0% { transform: rotate(0deg); }
  100% { transform: rotate(360deg); }
}

.insurance-intro-section {
  padding: 80px 0;
  background: white;
}

.intro-content {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.intro-content h2 {
  color: var(--text-dark);
  font-size: 32px;
  margin-bottom: 16px;
}

.intro-content p {
  color: var(--text-medium);
  line-height: 1.7;
  font-size: 17px;
}

.plans-section {
  padding: 80px 0;
  background: var(--gray-50);
}

.plans-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.plan-card {
  background: white;
  border-radius: 8px;
  padding: 32px;
  border: 1px solid var(--border-color);
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  position: relative;
}

.plan-card::before {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: 8px;
  padding: 2px;
  background: linear-gradient(135deg, var(--primary-green), transparent);
  -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  opacity: 0;
  transition: opacity 0.4s ease;
}

.plan-card:hover {
  box-shadow: 0 12px 32px rgba(47, 181, 115, 0.15);
  transform: translateY(-8px) scale(1.02);
}

.plan-card:hover::before {
  opacity: 1;
}

.plan-header {
  margin-bottom: 24px;
}

.plan-icon {
  width: 64px;
  height: 64px;
  border-radius: 8px;
  background: var(--light-green);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  transition: all 0.4s ease;
}

.plan-card:hover .plan-icon {
  background: var(--primary-green);
  transform: scale(1.1);
}

.plan-card:hover .plan-icon svg {
  color: white;
}

.plan-icon svg {
  color: var(--primary-green);
}

.plan-card h3 {
  font-size: 24px;
  color: var(--text-dark);
  margin-bottom: 12px;
}

.plan-description {
  color: var(--text-medium);
  line-height: 1.7;
}

.plan-features {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.feature-item-small {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  color: var(--text-medium);
  line-height: 1.6;
  font-size: 15px;
}

.feature-item-small svg {
  flex-shrink: 0;
  color: var(--primary-green);
  margin-top: 2px;
}

.coverage-options-section {
  padding: 80px 0;
  background: white;
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
}

.coverage-item {
  text-align: center;
  padding: 32px 20px;
  background: var(--gray-50);
  border-radius: 8px;
  border: 1px solid var(--border-color);
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.coverage-item:hover {
  box-shadow: 0 8px 24px rgba(47, 181, 115, 0.12);
  background: white;
  transform: translateY(-6px) scale(1.03);
  border-color: var(--primary-green);
}

.coverage-icon {
  width: 80px;
  height: 80px;
  margin: 0 auto 20px;
  border-radius: 50%;
  background: var(--light-green);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.4s ease;
}

.coverage-item:hover .coverage-icon {
  background: var(--primary-green);
  transform: scale(1.1) rotate(10deg);
}

.coverage-item:hover .coverage-icon svg {
  color: white;
}

.coverage-icon svg {
  color: var(--primary-green);
}

.coverage-item h3 {
  font-size: 18px;
  color: var(--text-dark);
  margin-bottom: 12px;
}

.coverage-item p {
  color: var(--text-medium);
  line-height: 1.7;
  font-size: 15px;
}

.steps-section {
  padding: 80px 0;
  background: var(--gray-50);
}

.steps-section h2 {
  text-align: center;
  font-size: 36px;
  margin-bottom: 48px;
  color: var(--text-dark);
}

.steps-container {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.step-item {
  background: white;
  padding: 32px;
  border-radius: 8px;
  border: 1px solid var(--border-color);
  display: flex;
  gap: 24px;
  align-items: flex-start;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.step-item:hover {
  box-shadow: 0 8px 24px rgba(47, 181, 115, 0.12);
  transform: translateX(8px);
  border-color: var(--primary-green);
}

.step-number {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--primary-green);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  font-weight: 700;
  flex-shrink: 0;
  transition: all 0.4s ease;
}

.step-item:hover .step-number {
  transform: scale(1.15);
  box-shadow: 0 4px 12px rgba(47, 181, 115, 0.4);
}

.step-content h3 {
  color: var(--text-dark);
  margin-bottom: 12px;
  font-size: 20px;
}

.step-content p {
  color: var(--text-medium);
  line-height: 1.7;
  margin: 0;
}

.faq-section {
  padding: 80px 0;
  background: white;
}

.faq-section h2 {
  text-align: center;
  font-size: 36px;
  margin-bottom: 16px;
  color: var(--text-dark);
}

.faq-section > .container > p {
  text-align: center;
  color: var(--text-medium);
  margin-bottom: 48px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.faq-container {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.faq-item {
  background: var(--gray-50);
  padding: 32px;
  border-radius: 8px;
  border: 1px solid var(--border-color);
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.faq-item:hover {
  box-shadow: 0 8px 24px rgba(47, 181, 115, 0.12);
  background: white;
  transform: translateY(-4px);
  border-color: var(--primary-green);
}

.faq-item h3 {
  color: var(--text-dark);
  margin-bottom: 12px;
  font-size: 18px;
}

.faq-item p {
  color: var(--text-medium);
  line-height: 1.7;
  margin: 0;
}

.plan-types-section {
  padding: 80px 0;
  background: var(--gray-50);
}

.plan-types-section h2 {
  text-align: center;
  font-size: 36px;
  margin-bottom: 48px;
  color: var(--text-dark);
}

.plan-types-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
  max-width: 1000px;
  margin: 0 auto;
}

.plan-type-card {
  background: white;
  padding: 32px;
  border-radius: 8px;
  border: 1px solid var(--border-color);
  transition: var(--transition);
}

.plan-type-card:hover {
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.06);
}

.plan-type-card h3 {
  font-size: 22px;
  margin-bottom: 16px;
  color: var(--text-dark);
}

.plan-type-card p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 16px;
}

.plan-type-best-for {
  border-top: 1px solid var(--border-color);
  padding-top: 16px;
  margin-top: 16px;
}

.plan-type-best-for strong {
  color: var(--text-dark);
  font-size: 16px;
}

.plan-type-best-for p {
  color: var(--text-medium);
  margin-top: 8px;
  margin-bottom: 0;
}

.stats-section {
  padding: 80px 0;
  background: white;
}

.stats-section h2 {
  text-align: center;
  font-size: 36px;
  margin-bottom: 16px;
  color: var(--text-dark);
}

.stats-section > .container > p {
  text-align: center;
  color: var(--text-medium);
  margin-bottom: 48px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.stats-card {
  max-width: 900px;
  margin: 0 auto;
  background: var(--gray-50);
  padding: 48px;
  border-radius: 8px;
  border: 1px solid var(--border-color);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  text-align: center;
}

.stat-item-value {
  font-size: 48px;
  font-weight: 700;
  color: var(--primary-green);
  margin-bottom: 8px;
}

.stat-item-label {
  color: var(--text-medium);
  line-height: 1.6;
}

.stats-footer {
  text-align: center;
  margin-top: 40px;
  padding-top: 32px;
  border-top: 1px solid var(--border-color);
}

.stats-footer p:first-child {
  font-size: 20px;
  color: var(--text-dark);
  font-weight: 600;
  margin-bottom: 16px;
}

.stats-footer p:last-child {
  color: var(--text-medium);
  line-height: 1.7;
  margin: 0;
}

@media (max-width: 968px) {
  .footer-content {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-brand {
    grid-column: 1 / -1;
    max-width: 100%;
  }

  .hero {
    padding: 100px 0 120px;
    min-height: 500px;
  }

  .hero-content h1 {
    font-size: 44px;
  }

  .hero-subtitle {
    font-size: 18px;
  }

  .hero-cta-group {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero-cta-group a {
    width: 100%;
    text-align: center;
  }

  .services-grid,
  .plans-grid,
  .plan-types-grid {
    grid-template-columns: 1fr;
  }

  .why-choose-grid {
    grid-template-columns: repeat(2, 1fr) !important;
    gap: 28px !important;
  }

  .features-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-bottom {
    flex-direction: column;
    gap: 16px;
    text-align: center;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .contact-container-split {
    grid-template-columns: 1fr;
  }

  .contact-info-side {
    padding: 32px 24px;
  }

  .contact-form-side {
    padding: 32px 24px;
  }

  .coverage-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .stats-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
}

@media (max-width: 768px) {
  .footer-content {
    grid-template-columns: 1fr;
  }

  .footer-brand {
    text-align: center;
  }

  .footer-col {
    text-align: center;
  }

  .footer-logo {
    justify-content: center;
  }

  .footer-contact-item {
    justify-content: center;
  }

  .nav-menu {
    display: none;
    position: absolute;
    top: 60px;
    left: 0;
    right: 0;
    background: white;
    flex-direction: column;
    padding: 24px;
    box-shadow: 0 8px 16px rgba(0, 0, 0, 0.1);
    margin: 0;
    border-bottom: 1px solid var(--border-color);
    z-index: 1000;
  }

  .nav-menu.active {
    display: flex;
  }

  .nav-menu a {
    padding: 12px 0;
    border-bottom: 1px solid var(--border-color);
  }

  .nav-menu a:last-child {
    border-bottom: none;
  }

  .header .cta-button {
    display: none;
  }

  .nav-menu .mobile-cta-button {
    display: block;
    background: var(--primary-green);
    color: white;
    border: none;
    padding: 14px 24px;
    border-radius: 2px;
    font-weight: 600;
    text-align: center;
    margin-top: 16px;
    text-decoration: none;
  }

  .mobile-menu-toggle {
    display: flex;
  }

  .how-it-works-grid {
    grid-template-columns: repeat(2, 1fr) !important;
    gap: 40px !important;
  }

  .why-choose-grid {
    grid-template-columns: 1fr !important;
    gap: 24px !important;
  }

  .features-grid,
  .coverage-grid {
    grid-template-columns: 1fr;
  }

  .testimonial-card {
    padding: 32px 24px;
  }

  .section-title,
  .page-header h1 {
    font-size: 32px;
  }

  .hero {
    padding: 80px 0 100px;
    min-height: 450px;
  }

  .hero-content {
    text-align: center;
  }

  .hero-content h1 {
    font-size: 36px;
  }

  .hero-subtitle {
    font-size: 17px;
  }

  .hero-features-list {
    align-items: center;
  }

  .hero-badge {
    font-size: 12px;
    padding: 6px 16px;
  }

  .step-item {
    flex-direction: column;
    text-align: center;
  }

  .step-number {
    margin: 0 auto;
  }
}

.health-hero {
  background: linear-gradient(rgba(44, 62, 80, 0.8), rgba(44, 62, 80, 0.8)), url('https://storage.googleapis.com/campaign-website-images/10020/pexels-photo-5327585.webp');
  background-size: cover;
  background-position: center;
  padding: 140px 0 100px;
  position: relative;
  color: white;
  text-align: center;
}

.health-hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(44, 62, 80, 0.75);
  z-index: 1;
}

.health-hero-content {
  position: relative;
  z-index: 2;
  max-width: 800px;
  margin: 0 auto;
}

.health-hero-badge {
  display: inline-block;
  padding: 8px 20px;
  background: var(--primary-green);
  color: white;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1px;
  margin-bottom: 24px;
  border-radius: 2px;
}

.health-hero h1 {
  font-size: 52px;
  font-weight: 700;
  margin-bottom: 24px;
  line-height: 1.2;
}

.health-hero p {
  font-size: 20px;
  margin-bottom: 40px;
  color: rgba(255, 255, 255, 0.95);
}

.health-hero-ctas {
  display: flex;
  gap: 16px;
  justify-content: center;
  align-items: center;
}

.btn-outline-white {
  display: inline-block;
  padding: 16px 40px;
  border: 2px solid white;
  color: white;
  text-decoration: none;
  border-radius: 2px;
  font-weight: 600;
  font-size: 15px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  transition: var(--transition);
}

.btn-outline-white:hover {
  background: white;
  color: var(--text-dark);
}

.health-benefits-section {
  padding: 100px 0;
  background: white;
}

.health-benefits-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.health-benefits-image img {
  width: 100%;
  border-radius: 2px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
}

.health-benefits-content h2 {
  font-size: 40px;
  margin-bottom: 20px;
  color: var(--text-dark);
}

.health-benefits-intro {
  font-size: 18px;
  color: var(--text-medium);
  margin-bottom: 40px;
  line-height: 1.7;
}

.health-benefits-list {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.health-benefit-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.health-benefit-icon {
  width: 48px;
  height: 48px;
  border-radius: 2px;
  background: var(--light-green);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--primary-green);
}

.health-benefit-item h3 {
  font-size: 18px;
  margin-bottom: 4px;
  color: var(--text-dark);
}

.health-benefit-item p {
  font-size: 15px;
  color: var(--text-medium);
  margin: 0;
  line-height: 1.6;
}

.health-plans-showcase {
  padding: 100px 0;
  background: var(--gray-50);
}

.section-subtitle {
  text-align: center;
  color: var(--text-medium);
  max-width: 700px;
  margin: 0 auto 60px;
  font-size: 17px;
  line-height: 1.7;
}

.health-plans-list {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.health-plan-feature-card {
  background: white;
  border: 1px solid var(--border-color);
  border-radius: 2px;
  padding: 40px;
  display: flex;
  gap: 32px;
  align-items: flex-start;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  position: relative;
  overflow: hidden;
}

.health-plan-feature-card::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0;
  height: 100%;
  width: 4px;
  background: var(--primary-green);
  transform: scaleY(0);
  transition: transform 0.4s ease;
}

.health-plan-feature-card:hover {
  box-shadow: 0 12px 32px rgba(47, 181, 115, 0.15);
  transform: translateX(8px);
  border-color: var(--primary-green);
}

.health-plan-feature-card:hover::before {
  transform: scaleY(1);
}

.health-plan-number {
  font-size: 64px;
  font-weight: 700;
  color: var(--primary-green);
  opacity: 0.15;
  line-height: 1;
  flex-shrink: 0;
}

.health-plan-feature-content {
  flex: 1;
}

.health-plan-feature-content h3 {
  font-size: 26px;
  margin-bottom: 12px;
  color: var(--text-dark);
}

.health-plan-feature-content > p {
  color: var(--text-medium);
  margin-bottom: 20px;
  line-height: 1.7;
}

.health-plan-highlights {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.health-plan-highlights li {
  color: var(--text-medium);
  padding-left: 24px;
  position: relative;
  line-height: 1.6;
}

.health-plan-highlights li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--primary-green);
  font-weight: 700;
}

.health-plan-types-section {
  padding: 100px 0;
  background: white;
}

.health-plan-types-tabs {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  max-width: 1000px;
  margin: 0 auto;
}

.health-plan-type-tab {
  background: var(--gray-50);
  border: 1px solid var(--border-color);
  border-radius: 2px;
  padding: 32px;
  transition: var(--transition);
}

.health-plan-type-tab:hover {
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.06);
}

.health-plan-type-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 16px;
}

.health-plan-type-icon {
  width: 60px;
  height: 60px;
  border-radius: 2px;
  background: var(--primary-green);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 18px;
  flex-shrink: 0;
}

.health-plan-type-tab h3 {
  font-size: 20px;
  color: var(--text-dark);
  margin: 0;
}

.health-plan-type-tab > p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 16px;
}

.health-plan-type-meta {
  padding-top: 16px;
  border-top: 1px solid var(--border-color);
}

.health-plan-type-tag {
  display: inline-block;
  padding: 6px 12px;
  background: var(--light-green);
  color: var(--primary-green);
  font-size: 13px;
  font-weight: 600;
  border-radius: 2px;
}

.health-cost-reality-section {
  padding: 100px 0;
  background: var(--gray-50);
}

.health-cost-content {
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

.health-cost-content h2 {
  font-size: 40px;
  margin-bottom: 16px;
  color: var(--text-dark);
}

.health-cost-intro {
  font-size: 18px;
  color: var(--text-medium);
  margin-bottom: 48px;
  line-height: 1.7;
}

.health-cost-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-bottom: 48px;
}

.health-cost-stat {
  background: white;
  padding: 40px 24px;
  border-radius: 2px;
  border: 1px solid var(--border-color);
}

.health-cost-amount {
  font-size: 48px;
  font-weight: 700;
  color: #dc2626;
  margin-bottom: 12px;
}

.health-cost-label {
  color: var(--text-medium);
  line-height: 1.6;
}

.health-cost-message {
  background: white;
  padding: 32px;
  border-radius: 2px;
  border: 1px solid var(--border-color);
  display: flex;
  gap: 24px;
  align-items: flex-start;
  text-align: left;
}

.health-cost-message svg {
  flex-shrink: 0;
  color: #f59e0b;
}

.health-cost-message p {
  margin: 0 0 12px;
  color: var(--text-medium);
  line-height: 1.7;
}

.health-cost-message p:last-child {
  margin-bottom: 0;
}

.health-faq-section {
  padding: 100px 0;
  background: white;
}

.health-faq-accordion {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.health-faq-item {
  background: var(--gray-50);
  border: 1px solid var(--border-color);
  border-radius: 2px;
  overflow: hidden;
  transition: var(--transition);
}

.health-faq-question {
  padding: 24px 32px;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
}

.health-faq-question h3 {
  font-size: 18px;
  color: var(--text-dark);
  margin: 0;
}

.health-faq-toggle {
  flex-shrink: 0;
  color: var(--primary-green);
  transition: var(--transition);
}

.health-faq-item.active .health-faq-toggle {
  transform: rotate(180deg);
}

.health-faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}

.health-faq-item.active .health-faq-answer {
  max-height: 500px;
}

.health-faq-answer p {
  padding: 0 32px 24px;
  margin: 0;
  color: var(--text-medium);
  line-height: 1.7;
}

.health-cta-final {
  padding: 100px 0;
  background: var(--primary-green);
  color: white;
  text-align: center;
}

.health-cta-final-content h2 {
  font-size: 40px;
  margin-bottom: 20px;
  color: white;
}

.health-cta-final-content p {
  font-size: 18px;
  margin-bottom: 32px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  color: rgba(255, 255, 255, 0.95);
  line-height: 1.7;
}

.health-cta-final .btn-primary {
  background: white;
  color: var(--primary-green);
}

.health-cta-final .btn-primary:hover {
  background: var(--gray-100);
  color: var(--primary-green);
}

@media (max-width: 968px) {
  .health-hero h1 {
    font-size: 40px;
  }

  .health-benefits-split {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .health-plan-types-tabs {
    grid-template-columns: 1fr;
  }

  .health-cost-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px) {
  .health-hero {
    padding: 100px 0 80px;
  }

  .health-hero h1 {
    font-size: 32px;
  }

  .health-hero p {
    font-size: 16px;
  }

  .health-hero-ctas {
    flex-direction: column;
  }

  .health-plan-feature-card {
    flex-direction: column;
    padding: 32px 24px;
  }

  .health-plan-number {
    font-size: 48px;
  }

  .health-faq-question {
    padding: 20px 24px;
  }

  .health-faq-answer p {
    padding: 0 24px 20px;
  }
}

.life-hero-section {
  padding: 100px 0;
  background: var(--gray-50);
}

.life-hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.life-hero-label {
  display: inline-block;
  padding: 6px 16px;
  background: var(--light-green);
  color: var(--primary-green);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1px;
  margin-bottom: 20px;
  border-radius: 2px;
}

.life-hero-text h1 {
  font-size: 52px;
  margin-bottom: 20px;
  color: var(--text-dark);
  line-height: 1.2;
}

.life-hero-text p {
  font-size: 18px;
  color: var(--text-medium);
  margin-bottom: 32px;
  line-height: 1.7;
}

.life-hero-stats {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}

.life-stat-card {
  background: white;
  padding: 32px;
  border: 1px solid var(--border-color);
  border-radius: 2px;
  transition: var(--transition);
}

.life-stat-card:hover {
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.06);
}

.life-stat-value {
  font-size: 40px;
  font-weight: 700;
  color: var(--primary-green);
  margin-bottom: 8px;
}

.life-stat-label {
  color: var(--text-medium);
  font-size: 15px;
  line-height: 1.5;
}

.life-coverage-section {
  padding: 100px 0;
  background: white;
}

.life-coverage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.life-coverage-card {
  background: var(--gray-50);
  border: 1px solid var(--border-color);
  border-radius: 2px;
  padding: 40px 32px;
  display: flex;
  flex-direction: column;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  position: relative;
}

.life-coverage-card:hover {
  box-shadow: 0 12px 32px rgba(47, 181, 115, 0.15);
  transform: translateY(-8px) scale(1.02);
  background: white;
  border-color: var(--primary-green);
}

.life-coverage-featured {
  background: white;
  border: 2px solid var(--primary-green);
}

.life-featured-badge {
  position: absolute;
  top: 20px;
  right: 20px;
  padding: 6px 12px;
  background: var(--primary-green);
  color: white;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.5px;
  border-radius: 2px;
}

.life-coverage-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 20px;
}

.life-coverage-icon {
  width: 64px;
  height: 64px;
  border-radius: 2px;
  background: var(--light-green);
  color: var(--primary-green);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.life-coverage-card h3 {
  font-size: 22px;
  color: var(--text-dark);
  margin: 0;
}

.life-coverage-desc {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 24px;
  flex: 1;
}

.life-coverage-features {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 32px;
}

.life-coverage-features li {
  color: var(--text-medium);
  padding-left: 24px;
  position: relative;
  line-height: 1.6;
}

.life-coverage-features li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--primary-green);
  font-weight: 700;
}

.life-coverage-cta {
  margin-top: auto;
}

.life-why-section {
  padding: 100px 0;
  background: var(--gray-50);
}

.life-why-content {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 80px;
  align-items: center;
}

.life-why-text h2 {
  font-size: 40px;
  margin-bottom: 20px;
  color: var(--text-dark);
}

.life-why-intro {
  font-size: 17px;
  color: var(--text-medium);
  margin-bottom: 40px;
  line-height: 1.7;
}

.life-why-points {
  display: flex;
  flex-direction: column;
  gap: 32px;
}

.life-why-point {
  display: flex;
  gap: 20px;
  align-items: flex-start;
}

.life-why-point-number {
  width: 48px;
  height: 48px;
  border-radius: 2px;
  background: var(--primary-green);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 700;
  flex-shrink: 0;
}

.life-why-point h3 {
  font-size: 20px;
  margin-bottom: 8px;
  color: var(--text-dark);
}

.life-why-point p {
  margin: 0;
  color: var(--text-medium);
  line-height: 1.7;
}

.life-why-image img {
  width: 100%;
  border-radius: 2px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
}

.life-calculator-section {
  padding: 100px 0;
  background: white;
  text-align: center;
}

.life-calculator-content h2 {
  font-size: 40px;
  margin-bottom: 16px;
  color: var(--text-dark);
}

.life-calculator-content > p {
  font-size: 17px;
  color: var(--text-medium);
  margin-bottom: 48px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.7;
}

.life-calculator-factors {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-bottom: 48px;
}

.life-factor-card {
  background: var(--gray-50);
  border: 1px solid var(--border-color);
  border-radius: 2px;
  padding: 32px 24px;
  text-align: center;
  transition: var(--transition);
}

.life-factor-card:hover {
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.06);
}

.life-factor-card svg {
  color: var(--primary-green);
  margin-bottom: 16px;
}

.life-factor-card h3 {
  font-size: 18px;
  margin-bottom: 8px;
  color: var(--text-dark);
}

.life-factor-card p {
  font-size: 15px;
  color: var(--text-medium);
  margin: 0;
  line-height: 1.6;
}

.life-calculator-cta {
  background: var(--light-green);
  padding: 32px;
  border-radius: 2px;
  max-width: 600px;
  margin: 0 auto;
}

.life-calculator-cta p {
  font-size: 18px;
  color: var(--text-dark);
  margin-bottom: 20px;
}

.life-comparison-section {
  padding: 100px 0;
  background: var(--gray-50);
}

.life-comparison-table {
  max-width: 900px;
  margin: 0 auto;
  background: white;
  border: 1px solid var(--border-color);
  border-radius: 2px;
  overflow: hidden;
}

.life-comparison-row {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  border-bottom: 1px solid var(--border-color);
}

.life-comparison-row:last-child {
  border-bottom: none;
}

.life-comparison-header-row {
  background: var(--primary-green);
  color: white;
}

.life-comparison-header-row h3 {
  color: white;
  margin: 0;
  font-size: 18px;
}

.life-comparison-cell {
  padding: 20px 24px;
  display: flex;
  align-items: center;
  color: var(--text-medium);
  line-height: 1.6;
}

.life-comparison-label {
  font-weight: 600;
  color: var(--text-dark);
}

.life-comparison-row:nth-child(even) {
  background: var(--gray-50);
}

.life-process-section {
  padding: 100px 0;
  background: white;
}

.life-process-timeline {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
}

.life-process-step {
  text-align: center;
}

.life-process-icon {
  width: 80px;
  height: 80px;
  border-radius: 2px;
  background: var(--light-green);
  color: var(--primary-green);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
}

.life-process-step h3 {
  font-size: 20px;
  margin-bottom: 12px;
  color: var(--text-dark);
}

.life-process-step p {
  color: var(--text-medium);
  line-height: 1.7;
  margin: 0;
}

.life-faq-compact-section {
  padding: 100px 0;
  background: var(--gray-50);
}

.life-faq-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.life-faq-card {
  background: white;
  border: 1px solid var(--border-color);
  border-radius: 2px;
  padding: 32px;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.life-faq-card:hover {
  box-shadow: 0 8px 24px rgba(47, 181, 115, 0.12);
  transform: translateY(-6px);
  border-color: var(--primary-green);
}

.life-faq-card h3 {
  font-size: 18px;
  margin-bottom: 12px;
  color: var(--text-dark);
}

.life-faq-card p {
  color: var(--text-medium);
  line-height: 1.7;
  margin: 0;
}

.life-final-cta-section {
  padding: 100px 0;
  background: white;
}

.life-final-cta-box {
  background: linear-gradient(135deg, var(--primary-green), var(--hover-green));
  border-radius: 2px;
  padding: 60px 40px;
  text-align: center;
  color: white;
}

.life-final-cta-content h2 {
  font-size: 40px;
  margin-bottom: 20px;
  color: white;
}

.life-final-cta-content > p {
  font-size: 18px;
  margin-bottom: 32px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  color: rgba(255, 255, 255, 0.95);
  line-height: 1.7;
}

.life-final-cta-features {
  display: flex;
  gap: 32px;
  justify-content: center;
  margin-bottom: 32px;
}

.life-final-cta-feature {
  display: flex;
  align-items: center;
  gap: 8px;
  color: white;
  font-size: 15px;
}

.life-final-cta-feature svg {
  flex-shrink: 0;
}

.btn-large {
  padding: 18px 48px;
  font-size: 16px;
}

.life-final-cta-box .btn-primary {
  background: white;
  color: var(--primary-green);
}

.life-final-cta-box .btn-primary:hover {
  background: var(--gray-100);
  color: var(--primary-green);
}

@media (max-width: 968px) {
  .life-hero-grid {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .life-coverage-grid {
    grid-template-columns: 1fr;
  }

  .life-why-content {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .life-calculator-factors {
    grid-template-columns: repeat(2, 1fr);
  }

  .life-comparison-table {
    overflow-x: auto;
  }

  .life-process-timeline {
    grid-template-columns: repeat(2, 1fr);
  }

  .life-faq-grid {
    grid-template-columns: 1fr;
  }

  .life-final-cta-features {
    flex-direction: column;
    gap: 16px;
  }
}

@media (max-width: 768px) {
  .life-hero-text h1 {
    font-size: 36px;
  }

  .life-calculator-factors {
    grid-template-columns: 1fr;
  }

  .life-process-timeline {
    grid-template-columns: 1fr;
  }

  .life-comparison-row {
    grid-template-columns: 1fr;
  }

  .life-comparison-cell {
    padding: 16px;
  }

  .life-final-cta-box {
    padding: 40px 24px;
  }

  .how-it-works-grid {
    grid-template-columns: 1fr !important;
    gap: 32px !important;
  }

  .life-why-section {
    padding: 60px 0;
  }

  .life-why-text h2 {
    font-size: 28px;
  }

  .life-why-intro {
    font-size: 16px;
  }

  .life-why-point {
    gap: 16px;
  }

  .life-why-point-number {
    width: 40px;
    height: 40px;
    font-size: 18px;
    flex-shrink: 0;
  }

  .life-why-point h3 {
    font-size: 18px;
  }

  .life-why-image {
    order: -1;
  }
}